artificial intelligence

The role of artificial intelligence in the development of ecosystems in the Russian economy

Introduction. The article deals with the problems of ecosystems formation and development as new forms of organizational and economic relations in the Russian economy. Artificial intelligence and neural networks are studied as elements of the modern economic ecosystems construction. Theoretical analysis. The classification of ecosystem services and platforms is presented, the ways of their formation using artificial intelligence are investigated. Among the services provided by ecosystems, the following services grouped by fields of activity can be distinguished: in the field of information technology there are cloud technologies; in the field of life – social networks; in the field of finance – Internet banking. In the case of providing these services, artificial intelligence automatically saves almost all the information about the client using special filescookies. There are two ways of forming ecosystems with the participation of artificial intelligence: the creation of appropriate functionality based on a large financial institution and the formation of an intelligent platform based on a powerful Internet company or a mobile operator. From the point of view of the introduction of artificial intelligence elements and neural networks, the main ecosystems in the Russian economy are analyzed: Sber, VTB, Tinkoff, Yandex, Mail.ru Group and MTS. Results. Modern integration processes lead to the creation of metaverses based on ecosystems, in which neural networks and artificial intelligence play a crucial role. These trends require further study and scientific understanding, as well as the development of an appropriate state strategy for regulating ecosystems and programs for the introduction of artificial intelligence elements into economic development mechanisms.

 Izv. Sarat. Univ. Economics. Management. Law, 2023, vol. 23, iss. 2
Prospects and problems of using machine-readable law in legal proceedings

Introduction. The article is devoted to the study of the potential application of machine-readable law technologies in the field of judicial protection of human rights. In the course of the research, the authors analyzed the Concept of development of machine-readable law technologies, approved by the Governmental Commission on Digital Development and the Use of Information Technologies for Improving the Quality of Life and the Business Environment. It was established that the achievement of one of the key directions of application of machine-readable law, according to the Concept, i.e. modernization of judicial proceedings in Russia, will objectively entail the improvement of the procedure of judicial protection of human rights. Theoretical analysis. The current state of legal proceedings in the Russian Federation is characterized by a set of problems that negatively affect the efficiency of the judicial protection of human and civil rights and freedoms in Russia. The concept of development of machinereadable law technologies offers a number of directions for the improvement of law enforcement in the framework of judicial proceedings in the Russian Federation with the use of machine-readable law technologies, which, hypothetically, will lead to the improvement of the mechanism of judicial protection of human rights. In turn, scientific community also puts forward additional directions of application of machine-readable law in the field of legal proceedings. Empirical analysis. The “advantages” of application of machine-readable law in court proceedings, highlighted by the Concept of development of machine-readable law technologies, can be recognized as effective in the tactical perspective. In addition, the development and application of the concept of machine-readable law in the field of judicial protection of human rights can be associated with the development and use of artificial intelligence technologies. Results. According to the results of the study of the Concept of development of machine-readable law technologies, as well as the ideas of legal scholars, the authors reached conclusions about the usefulness of the chosen approach to the definition of the concept of machine-readable law in the document. Notwithstanding some theoretical flaws in formulation of the machine-readable law and its ontology in the studied Conception, certain directions of development and implementation of the machinereadable law in the sphere of legal proceedings have tactical character, seem to be useful and effective for improvement of judicial protection of human rights. At the same time, this approach to the definition of machine-readable law and guidelines for its development can be used in the future to improve the concept in order to solve strategic problems of judicial enforcement.

 Izv. Sarat. Univ. Economics. Management. Law, 2022, vol. 22, iss. 4
Innovations of the Russian financial sector of the economy

Introduction. The digital changes taking place in all spheres of society are most evident in certain sectors, especially in the fi nancial sector. One of the factors of the modern development of a sustainable economy is the digitalization of society associated with the rapid development of information technologies. Informatization of this sector in Russia is associated with the synthesis of legal, economic, social, political changes. Theoretical analysis.The article is devoted to the key trends of informatization of the fi nancial sector of Russia. Consideration of theoretical and methodological approaches to the study of the penetration of digital technologies into the fi nancial sector shows the lag of the Russian practice of deploying digital technologies from Western practices, and rapid growth in 2020 under the infl uence of the covid crisis. Empirical analysis. Analysis of the main suppliers of information technologies in the fi nancial sphere and their products has been carried out. Priority directions of development of information technologies in the fi nancial sector and ways of their implementation are identifi ed. The main approaches to strengthening information security and reliability of fi nancial technologies in Russia have been studied. Synthesis of materials on research of information technologies in the fi nancial sector of Russia has been carried out. Results. Modern realities are such that new technologies based on digital services are actively being introduced into Russian practice, which changes the structure of fi nancial market entities, makes fi nancial products more accessible to citizens and businesses. The penetration of IT companies into the fi nancial services market starts the process of transforming the delivery of fi nancial products and services fi ntech becomes an independent sector of the economy. The format of the fi nancial sector, 24/7, gives users round-the-clock access to services and products, but at the same time forms a range of risks that need to be taken into account and addressed. Digitalization of the fi nancial sector, based on a global rethinking of information solutions, is the key to the transition to sustainable development.

 Izv. Sarat. Univ. Economics. Management. Law, 2022, vol. 22, iss. 3
Information systems as a tool for regulating public relations: Analysis of Russian and world practice

Introduction. The practice of public administration in the Russian Federation is largely based on the implementation and use of public information systems in all areas. Such information systems become a tool for influencing public relations, firstly, acting as a continuation of legal norms, secondly, replacing the actual norms of law in rare individual cases and, finally, acting as a means of certifying and qualifying legal facts. Theoretical analysis. Legal facts act as the most important links of the legal mechanism – both in legal regulation and in law enforcement. An integral part of the legal regulation mechanism is the system of fixing and certifying legal facts. Empirical analysis. State information systems ensure the maintenance of state registers intended for registration and storage of legal facts, and are also able to collect information in an automated mode and receive new information based on the processing of primary data. In the system of legal regulation, there is a tendency to endow such data with legal force, as a result of which they act as legal facts, and the activities for their qualification are delegated to the information system. The increasing complexity of information systems leads to the fact that the implementation of the rights and obligations of subjects becomes critically dependent on their correct work. Results. The author proposed to establish a number of legislative principles and restrictions, in particular, the principle of verification of conclusions obtained through the use of information systems by a person, in cases where such a conclusion has the force of a legal fact that affects the rights and obligations of a person.

 Izv. Sarat. Univ. Economics. Management. Law, 2021, vol. 21, iss. 4